Louisiana homeowners are feeling the pinch with home insurance premiums averaging $4,033—44% above the national average. Rising 31.8% from 2019 to 2024, costs are driven by hurricanes, floods, and inflation. With 21.1% of residents uninsured, many face risks from climate-related disasters. Coastal areas pay up to $3,558 for flood coverage, while bundling policies or fortifying homes can save 10–20%. Visit KPEL965.com for tips to lower your rates and join our morning show to share your insurance struggles! #LouisianaInsurance #Lafayette
